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April 26, 2006

LEVEL FOUR HERALDS A NEW ERA IN SELF-SERVICE SOFTWARE WITH THE FIRST DISTRIBUTED ARCHITECTURE SOLUTION FOR THE ATM CHANNEL

London, 26 April 2006 - Level Four Software, the leading provider of open standards-based ATM testing and development software, today enters the on-board ATM application software market with the unveiling of Level Four BRIDGE, the first truly distributed architecture solution for the ATM market.

Propelling the ATM industry into the 21st century, Level Four BRIDGE is a landmark step towards a new business and technology model for the ATM and self-service channel that will enable banks to unlock the profit potential of their networks. Level Four BRIDGE is a flexible on-board ATM and self-service application that provides a complete business solution for the ATM and self-service terminal software needs of retail banks and third party ATM processors.

"Following the move to open standard technology and based on its continued commitment to driving improvements in the ATM market, Level Four wanted to deliver a solution that would trigger a turning point in the industry," said Nigel Walsh, Executive Chairman of Level Four Software. "Level Four BRIDGE responds to a concrete market need for advanced ATM and self-service software capability, offering a genuine alternative to the legacy software currently delivered by ATM vendors and enabling banks to transform their ATMs into dynamic, revenue-generating service providers."

Level Four BRIDGE transforms the ATM channel into a CRM and business development opportunity, eliminating the dependency on IT resource availability. Its distributed software architecture takes advantage of the XFS and IFX standards and has been developed in a holistic manner to offer a flexible network server approach. Banks can therefore run and control their ATM applications from network servers rather than on individual ATMs, so new content can be integrated into the network quickly and inexpensively.
The holistic design of Level Four’s solution increases the opportunity to interact with other bank systems and third parties, offering banks the opportunity to create new revenue streams by delivering up-to-date, personalised ATM services to their customers.

Specifically, Level Four BRIDGE allows for new advertising opportunities, individual customer-focused promotions and targeted services, leading to an increase in cross-selling and new product sales opportunities. Additionally, the bank is able to deliver clear brand image and product consistency across all channels, which in turn will enhance customer loyalty.

The unique architecture of Level Four BRIDGE also offers banks the possibility to reduce costs by outsourcing the entire end-to-end management of their ATM network, while retaining control of the service presented to its customers.

Walsh continued, "Since receiving an injection of venture capital nine months ago from Quester Capital Management, Level Four has accelerated its development activities and is now transferring the benefits to its customers. With this new product announcement, Level Four aims to empower banks and give them the flexibility to choose how they create and manage their ATM and self-service networks, and so bring the ATM industry into the 21st century. With Level Four BRIDGE, Level Four aims to deliver the services that businesses require today, on a future-proof architecture that will enable tomorrow’s functionality to be deployed as and when customers are ready."

About Level Four
Level Four’s development and testing products have been built to address the needs of ATM deployers seeking to maximize their investment in the ATM channel.

BRIDGE:test is targeted at banks and ATM deployers who are running, or seeking to run, a modern ATM network based on the industry-wide CEN/XFS open standard.  BRIDGE:test provides an enterprise regression test platform to test CEN/XFS based applications in a controlled environment. Customers gain benefits of the breadth of testing and improved quality assurance as well as reduced time to market due to increased testing efficiencies.

ATM Developer is targeted at banks and ATM deployers who are running states & screens protocol controlled applications such as those based on NDC or 912. ATM Developer provide a graphical environment in which customers can maintain the configuration file from creation to validation.

Since 1995, Level Four has built an impressive global customer base of banks and payments processors including, Royal Bank of Scotland, Lloyds TSB, Bank of America, CIBC, VocaLink and Standard Bank of South Africa. Headquartered in Dunfermline, Scotland, Level Four has offices in Dubai and Charlotte, NC, USA. http://www.levelfour.com  

Level Four’s online ATM industry resource: www.atmindustryinfo.com 

For more information, please contact:
Nicola Koronka
Hotwire
+44 (0) 20 7608 4673
levelfour 'at' hotwirepr.com

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