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November 18, 2003

LEVEL FOUR AND NCR PARTNER TO OFFER CUSTOMERS REDUCED TIME TO MARKET OF NEW ATM FUNCTIONALITY

London, Tuesday 18 November 2003 - Level Four Software, the leading provider of ATM test and development software, today announced that it has joined NCR's APTRAxpress Partner Program.

The companies have aligned to enable Level Four to provide accurate simulation tools of NCR's current and future solutions so that mutual customers will benefit from reduced development project timescales when introducing new and upgraded ATM content.

Level Four's ATM Channel Development Suite enables ATM content to be modified quickly using a simple graphical interface. Testing is automated by a set of pre-defined simulations, reducing human error and increasing certainty before deployment. The software also helps banks to migrate their ATM networks to support EMV smart cards, increasing security and reducing the potential for fraud. Mutual customers embarking on ATM upgrades to support EMV will benefit from this collaboration.

"NCR is the global leader in the self-service industry and Level Four is very excited to be able to offer our rapidly expanding customer base improved service through the collaboration," comments Martin Macmillan, CEO, Level Four Software.

"Level Four's ATM tools align with NCR's proven global software solutions, so we recognise the advantage of collaborating and adding benefits to our customers. Reduced time to market of deploying new ATM functionality is a valuable offering in an industry that is highly competitive and coming into an era of increasing pace of change. Preparing for EMV and other industry mandates is a resource-intensive process, so financial institutions will see increased benefits from our collaboration," comments Jim Piggot, Vice President of software and services for NCR's Financial Solutions Division.

For more information on NCR visit www.ncr.com.

About Level Four

Level Four’s integrated BRIDGE suite of open ATM software products have been developed to address the needs of ATM deployers seeking to maximise their investment in the ATM channel. BRIDGE is targeted at banks and ATM deployers who are running, or seeking to run, a modern ATM network based on the industry-wide CEN/XFS open standard. As a true holistic offering, BRIDGE recognises the needs of ATM deployers in the areas of installation, testing and monitoring as well as run-time ATM software.

Since 1995, Level Four has built an impressive global customer base of banks and payments processors including, Royal Bank of Scotland, Lloyds TSB, National Bank of Dubai, Rabobank, LINK and Standard Bank of South Africa. Headquartered in Dunfermline, Scotland, Level Four also has offices in Dubai and Charlotte NC.


For further information contact:

Martin Macmillan
Level Four Software Ltd
Tel: +44 (0) 1383 720 118

E-mail: martin@levelfour.com

Hotwire PR
Nicola Truman / Alexia Ward
+44 (0) 20 7608 2500
E-mail: levelfour@hotwirepr.com