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June 02, 2003

LEVEL FOUR WINS AWARD FOR THE BEST SMART CARD SERVICES SOLUTION

The Banker magazine names EMV FastTrack as the best smart card service
in retail markets

London, 2 June 2003 - Level Four Software, a provider of best-of-breed ATM test and development software today announced it has won an award from The Banker magazine for the best smart card services award in the retail markets category. Level Four won the award for its EMV FastTrack tool, which assists the migration of a bank's ATM network to support EMV (Europay and MasterCard, Visa) smart cards.

The Banker, part of The Financial Times Group, is awarding companies that have developed best of breed, innovative and successful technology in the financial industry over past 12 months. The award is being presented to Level Four at a ceremony in London on 3 June 2003.

The key feature of EMV FastTrack is its ability to shorten the deployment cycle for banks to introduce new services at the ATM, by reducing the time it takes to test EMV applications and infrastructure. This is particularly important as the European banking industry faces a deadline of January 2005 to meet EMV smart card specifications. EMV FastTrack creates virtual cards and simulates all the components in the banking network from end to end, automating the testing process so that staff no longer have to conduct manual testing, which is both costly and time consuming.

Abbey National was the first UK bank to work with Level Four to test major upgrades to its entire ATM network with the imminent arrival of EMV smart cards. EMV FastTrack was an evolution of this project which began three years ago. Following the success at Abbey National, other financial institutions have also adopted technologies from Level Four including Nationwide and Royal Bank of Scotland.

Martin Macmillan, CEO, Level Four comments on the award: "We are delighted that our EMV product has been recognised as a leading edge technology in the retail banking sector. EMV FastTrack was developed in direct response to banks specific needs to meet forthcoming EMV standards and we feel very privileged that The Banker has acknowledged our commitment to the industry."

Level Four's primary software technology is the ATM Channel Development Suite - a comprehensive toolkit that allows financial institutions to develop, test and rapidly deploy new content and applications within their ATM delivery channels. It includes ATM Simulator, ATM Developer and EMV FastTrack plug-ins, allowing the rapid introduction of EMV compliance. The ATM Channel Development Suite also enables financial institutions to offer relevant, personalised and interactive functionality to customers through their existing ATM networks.

Informationen zu Level Four

Level Four ist ein hoch spezialisierter Anbieter von Softwarelösungen für Geldautomaten. Die Lösungen versetzen Banken und Zahlungsabwickler in die Lage, das Gewinnpotential ihrer ATM-Netzwerke umfassend zu erschließen. Seit 1995 hat sich Level Four mit seinem Flaggschiffprodukt ATM Channel Development Suite als führender weltweiter Anbieter von Test- und Entwicklungstools für Geldautomaten etabliert. Nach Einführung der Open-Standard-Technologie und im Einklang mit seiner Verpflichtung zu kontinuierlichen Verbesserungen im Geldautomatensektor hat Level Four im Jahr 2006 begonnen, mit Level Four BRIDGE spezielle On-Board-Software für Geldautomaten zu entwickeln. Das Produkt macht sich Level Fours solides technisches Erbe zunutze und liefert die erste, wirklich verteilte Architekturlösung für den Geldautomatenmarkt. Level Four besitzt einen beeindruckenden Kundenstamm an Banken und Zahlungsabwicklern aus der ganzen Welt, z. B. die Royal Bank of Scotland, Lloyds TSB, die National Bank of Dubai, Rabobank, LINK und die Standard Bank of South Africa. Level Fours Unternehmenszentrale befindet sich in Dunfermline, weitere Niederlassungen sind in Maidenhead, Dubai und Charlotte NC.

Weitere Informationen zu Level Four finden Sie unter www.levelfour.com

Nähere Informationen erhältlich von:

Martin Macmillan
Level Four Software Ltd
Tel: +44 (0) 1383 720 118
E-mail: martin@levelfour.com

Hotwire PR
Nicola Truman / Alexia Ward
+44 (0) 20 7608 2500
E-mail: levelfour@hotwirepr.com